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Harel Insurance Investments & Financial Services Ltd. (HAHRF)
OTHER OTC:HAHRF
US Market

Harel (HAHRF) Ratios

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Harel Ratios

HAHRF's free cash flow for Q4 2024 was 1.00. For the 2024 fiscal year, HAHRF's free cash flow was decreased by and operating cash flow was 0.07. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
27.96 0.00 27.96 23.67 24.43K
Quick Ratio
27.96 0.00 27.96 23.67 24.43K
Cash Ratio
9.41 0.00 9.41 6.89 9.02K
Solvency Ratio
0.01 <0.01 0.01 0.01 <0.01
Operating Cash Flow Ratio
2.46 0.00 2.46 1.07 1.41K
Short-Term Operating Cash Flow Coverage
6.98 7.78 6.98 2.24 1.41K
Net Current Asset Value
14.47B -109.36B -102.00B -102.53B -87.57B
Leverage Ratios
Debt-to-Assets Ratio
0.05 0.08 0.05 0.05 0.05
Debt-to-Equity Ratio
0.87 1.23 0.87 0.81 0.77
Debt-to-Capital Ratio
0.47 0.55 0.47 0.45 0.44
Long-Term Debt-to-Capital Ratio
0.45 0.54 0.45 0.42 0.44
Financial Leverage Ratio
16.23 16.28 16.23 15.54 15.48
Debt Service Coverage Ratio
2.45 1.53 2.45 1.65 4.54
Interest Coverage Ratio
4.59 1.38 4.59 5.22 4.60
Debt to Market Cap
1.10 1.79 1.10 0.93 0.94
Interest Debt Per Share
36.04 54.34 36.04 34.73 28.70
Net Debt to EBITDA
-1.81 -0.99 -0.53 -0.27 -2.60
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
13.30%4.45%13.30%7.24%6.48%
EBITDA Margin
16.24%6.17%16.24%6.72%6.29%
Operating Profit Margin
13.19%2.58%13.19%5.55%4.74%
Pretax Profit Margin
10.38%2.58%10.38%6.18%5.45%
Net Profit Margin
7.17%1.95%7.17%4.40%3.87%
Continuous Operations Profit Margin
7.23%2.00%7.23%4.41%3.87%
Net Income Per EBT
69.11%75.55%69.11%71.20%70.91%
EBT Per EBIT
78.64%100.00%78.64%111.42%114.98%
Return on Assets (ROA)
0.21%0.33%0.67%0.88%0.60%
Return on Equity (ROE)
3.71%5.45%10.87%13.64%9.36%
Return on Capital Employed (ROCE)
0.05%0.44%1.24%1.12%0.74%
Return on Invested Capital (ROIC)
0.05%0.19%0.91%0.80%0.52%
Return on Tangible Assets
0.21%0.34%0.68%0.89%0.61%
Earnings Yield
4.14%7.98%13.77%15.98%11.48%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
9.39 17.87 9.39 19.91 13.57
Asset Turnover
0.09 0.17 0.09 0.20 0.16
Working Capital Turnover Ratio
0.51 0.97 0.51 1.11 0.81
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
10.30 16.52 10.30 5.56 6.59
Free Cash Flow Per Share
8.55 14.38 8.55 3.91 4.97
CapEx Per Share
1.75 2.15 1.75 1.65 1.62
Free Cash Flow to Operating Cash Flow
0.83 0.87 0.83 0.70 0.75
Dividend Paid and CapEx Coverage Ratio
2.83 6.30 2.83 1.95 4.07
Capital Expenditure Coverage Ratio
5.87 7.70 5.87 3.36 4.07
Operating Cash Flow Coverage Ratio
0.30 0.32 0.30 0.17 0.24
Operating Cash Flow to Sales Ratio
0.17 0.14 0.17 0.04 0.08
Free Cash Flow Yield
-11.51%49.70%27.56%11.06%16.90%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.26 12.53 7.26 6.26 8.71
Price-to-Sales (P/S) Ratio
0.52 0.24 0.52 0.28 0.34
Price-to-Book (P/B) Ratio
0.79 0.68 0.79 0.85 0.82
Price-to-Free Cash Flow (P/FCF) Ratio
3.63 2.01 3.63 9.04 5.92
Price-to-Operating Cash Flow Ratio
3.01 1.75 3.01 6.35 4.46
Price-to-Earnings Growth (PEG) Ratio
-0.30 -0.27 -0.30 0.09 0.04
Price-to-Fair Value
0.79 0.68 0.79 0.85 0.82
Enterprise Value Multiple
2.67 2.98 2.67 3.83 2.76
Enterprise Value
5.18B 4.57B 5.48B 7.07B 3.25B
EV to EBITDA
15.99 2.98 2.67 3.83 2.76
EV to Sales
0.22 0.18 0.43 0.26 0.17
EV to Free Cash Flow
-7.80 1.51 3.02 8.45 3.05
EV to Operating Cash Flow
-14.35 1.32 2.51 5.94 2.30
Tangible Book Value Per Share
28.48 30.94 28.48 31.05 27.73
Shareholders’ Equity Per Share
39.30 42.32 39.30 41.38 36.08
Tax and Other Ratios
Effective Tax Rate
0.30 0.23 0.30 0.29 0.29
Revenue Per Share
59.57 118.30 59.57 128.32 87.33
Net Income Per Share
4.27 2.31 4.27 5.65 3.38
Tax Burden
1.03 0.76 0.69 0.71 0.71
Interest Burden
0.29 0.58 0.78 0.85 0.84
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.02 0.02 0.04 0.02 0.03
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 0.00
Income Quality
-1.51 7.00 2.39 0.98 1.95
Currency in ILS
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