The earnings call presented a mix of positive and negative aspects. While there were notable achievements such as increased customer deposits, improved net interest margin, and progress in the merger with Berkshire Hills, there were also significant challenges, including stress in the Boston office portfolio, increased provisions for credit losses, and a contraction in the loan portfolio. Despite these challenges, the company maintained its dividend and reported revenue growth.

Company Guidance

During Brookline Bancorp's second quarter 2025 earnings call, the company reported earnings of approximately $22 million, or $0.25 per share. The loan portfolio contracted by $61 million, with decreases in commercial real estate and equipment finance loans by $95 million and $46 million, respectively, while commercial and consumer loans grew by $53 million and $27 million. The net interest margin improved by 10 basis points to 3.32%, and net interest income rose by $2.9 million to $88.7 million. Noninterest expense, excluding merger charges, was $57.7 million, a decrease of $1.3 million from the previous quarter. The provision for credit losses increased to $7 million, with total net charge-offs at $5.1 million. The company maintained its quarterly dividend at $0.135 and anticipates modest improvements in net margin and loan portfolio growth in the coming quarters. The merger with Berkshire Hills is progressing well, with systems expected to combine in early February.

Customer Deposits and Margin Increase

Customer deposits increased by $59 million, and the net interest margin improved by 10 basis points during the quarter.

Merger Progress with Berkshire

The merger with Berkshire Hills was approved by stockholders and is progressing well, with no significant issues identified.

Revenue Growth

Total revenues for the quarter were $94.7 million, which is 3% higher than Q1 and 10% higher than 2024.

Dividend Maintenance

The Board approved maintaining the quarterly dividend at $0.135.

Equipment Finance and C&I Growth

Commercial loans grew by $53 million, and consumer loans grew by $27 million.

Brookline Bancorp (BRKL) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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BRKL Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 22, 2025	2025 (Q3)	0.31 / -	0.23	―	―	―
Jul 23, 2025	2025 (Q2)	0.25 / 0.25	0.18	38.89% (+0.07)
Apr 23, 2025	2025 (Q1)	0.22 / 0.21	0.16	31.25% (+0.05)
Jan 29, 2025	2024 (Q4)	0.24 / 0.20	0.26	-23.08% (-0.06)
Oct 23, 2024	2024 (Q3)	0.20 / 0.23	0.26	-11.54% (-0.03)
Jul 24, 2024	2024 (Q2)	0.18 / 0.18	0.25	-28.00% (-0.07)
Apr 24, 2024	2024 (Q1)	0.22 / 0.16	0.09	77.78% (+0.07)
Jan 24, 2024	2023 (Q4)	0.23 / 0.26	0.39	-33.33% (-0.13)
Oct 25, 2023	2023 (Q3)	0.27 / 0.26	0.39	-33.33% (-0.13)
Jul 26, 2023	2023 (Q2)	0.29 / 0.25	0.33	-24.24% (-0.08)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BRKL Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 23, 2025	$10.85	$10.64	-1.94%
Apr 23, 2025	$9.94	$10.17	+2.31%
Jan 29, 2025	$11.61	$11.84	+1.98%
Oct 23, 2024	$10.00	$10.05	+0.50%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Brookline Bancorp (BRKL) report earnings?

Brookline Bancorp (BRKL) is schdueled to report earning on Oct 22, 2025, After Close (Confirmed).

What is Brookline Bancorp (BRKL) earnings time?

Brookline Bancorp (BRKL) earnings time is at Oct 22, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BRKL EPS forecast?

BRKL EPS forecast for the fiscal quarter 2025 (Q3) is 0.31.

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