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BDO Unibank Inc (BDOUF)
OTHER OTC:BDOUF
US Market

BDO Unibank (BDOUF) Ratios

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BDO Unibank Ratios

BDOUF's free cash flow for Q3 2025 was ₱0.00. For the 2025 fiscal year, BDOUF's free cash flow was decreased by ₱ and operating cash flow was ₱0.33. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.13 0.00 32.90 41.76
Quick Ratio
0.00 0.13 0.00 61.33 78.71
Cash Ratio
0.00 0.12 0.00 25.48 32.72
Solvency Ratio
0.90 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
0.00 -0.01 0.00 11.92 9.31
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₱ -79.69B₱ -3.79T₱ -3.63T₱ -2.92T₱ -2.62T
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.05 0.05 0.05 0.06
Debt-to-Equity Ratio
0.49 0.46 0.45 0.43 0.51
Debt-to-Capital Ratio
0.33 0.31 0.31 0.30 0.34
Long-Term Debt-to-Capital Ratio
0.33 0.31 0.00 0.20 0.18
Financial Leverage Ratio
8.40 8.48 8.68 8.87 8.57
Debt Service Coverage Ratio
0.22 -0.25 -0.44 -0.80 -0.95
Interest Coverage Ratio
1.45 1.37 3.10 4.68 4.12
Debt to Market Cap
0.07 3.35 0.00 0.22 0.20
Interest Debt Per Share
1.33K 6.60K 54.08 41.68 43.55
Net Debt to EBITDA
0.18 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
88.69%100.00%127.07%100.00%100.00%
EBIT Margin
9.80%-5.24%-5.04%-5.02%-5.28%
EBITDA Margin
14.34%0.00%0.00%0.00%0.00%
Operating Profit Margin
45.60%50.49%65.57%46.96%31.96%
Pretax Profit Margin
37.48%44.63%38.24%37.02%31.99%
Net Profit Margin
29.94%35.31%28.88%28.86%24.55%
Continuous Operations Profit Margin
30.04%35.39%28.94%28.95%24.59%
Net Income Per EBT
79.87%79.10%75.54%77.95%76.74%
EBT Per EBIT
82.20%88.40%58.32%78.83%100.11%
Return on Assets (ROA)
68.95%1.68%1.64%1.40%1.18%
Return on Equity (ROE)
13.98%14.27%14.23%12.42%10.12%
Return on Capital Employed (ROCE)
105.02%11.38%3.72%2.29%1.54%
Return on Invested Capital (ROIC)
0.00%9.02%2.31%4.97%3.45%
Return on Tangible Assets
68.95%1.69%1.64%1.40%1.18%
Earnings Yield
87.97%104.74%10.85%10.41%9.55%
Efficiency Ratios
Receivables Turnover
0.00 5.45 7.85 6.76 9.82
Payables Turnover
0.00 0.00 -2.57 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
205.15 4.29 5.29 4.25 3.89
Asset Turnover
2.30 0.05 0.06 0.05 0.05
Working Capital Turnover Ratio
-0.12 -0.07 0.51 0.32 0.31
Cash Conversion Cycle
0.00 66.98 188.42 54.00 37.15
Days of Sales Outstanding
0.00 66.98 46.52 54.00 37.15
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 -141.90 0.00 0.00
Operating Cycle
0.00 66.98 46.52 54.00 37.15
Cash Flow Ratios
Operating Cash Flow Per Share
-307.24 -1.00K 17.50 47.98 24.36
Free Cash Flow Per Share
-470.11 -1.18K 16.21 47.24 23.63
CapEx Per Share
162.87 182.77 1.29 0.74 0.73
Free Cash Flow to Operating Cash Flow
1.53 1.18 0.93 0.98 0.97
Dividend Paid and CapEx Coverage Ratio
-0.64 -1.75 4.03 17.86 13.56
Capital Expenditure Coverage Ratio
-1.89 -5.48 13.58 64.96 33.27
Operating Cash Flow Coverage Ratio
-3.13 -0.20 0.40 1.27 0.59
Operating Cash Flow to Sales Ratio
-0.08 -0.23 0.37 1.28 0.74
Free Cash Flow Yield
-35.34%-79.68%1.27%45.38%27.75%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
1.14 0.95 9.22 9.60 10.47
Price-to-Sales (P/S) Ratio
0.34 0.34 2.66 2.77 2.57
Price-to-Book (P/B) Ratio
6.59 0.14 1.31 1.19 1.06
Price-to-Free Cash Flow (P/FCF) Ratio
-2.83 -1.26 7.86 2.20 3.60
Price-to-Operating Cash Flow Ratio
-4.33 -1.48 7.28 2.17 3.50
Price-to-Earnings Growth (PEG) Ratio
-0.04 0.09 -0.11 0.29 0.20
Price-to-Fair Value
6.59 0.14 1.31 1.19 1.06
Enterprise Value Multiple
2.55 0.00 0.00 0.00 0.00
Enterprise Value
76.18B -120.44B 6.47T 207.79B 213.36B
EV to EBITDA
2.55 0.00 0.00 0.00 0.00
EV to Sales
0.37 -0.52 25.47 1.05 1.22
EV to Free Cash Flow
-3.04 1.93 75.18 0.84 1.72
EV to Operating Cash Flow
-4.65 2.28 69.64 0.82 1.66
Tangible Book Value Per Share
202.96 10.72K 94.92 85.46 78.45
Shareholders’ Equity Per Share
202.03 10.90K 97.10 87.26 80.38
Tax and Other Ratios
Effective Tax Rate
0.20 0.21 0.24 0.22 0.23
Revenue Per Share
3.91K 4.41K 47.84 37.56 33.12
Net Income Per Share
1.17K 1.56K 13.82 10.84 8.13
Tax Burden
0.80 0.79 0.76 0.78 0.77
Interest Burden
3.82 -8.52 -7.58 -7.38 -6.06
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.33 0.03 0.05
Stock-Based Compensation to Revenue
0.00 0.00 <0.01 <0.01 <0.01
Income Quality
-0.21 -0.51 1.27 3.45 2.30
Currency in PHP