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BDO Unibank Inc (BDOUF)
OTHER OTC:BDOUF
US Market
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BDO Unibank (BDOUF) Ratios

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BDO Unibank Ratios

BDOUF's free cash flow for Q2 2025 was ₱0.76. For the 2025 fiscal year, BDOUF's free cash flow was decreased by ₱ and operating cash flow was ₱0.29. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.10 0.00 32.90 41.76 27.86
Quick Ratio
0.10 0.00 61.33 78.71 52.33
Cash Ratio
0.10 0.00 25.48 32.72 22.05
Solvency Ratio
0.02 0.02 0.02 0.02 0.01
Operating Cash Flow Ratio
>-0.01 0.00 11.92 9.31 5.50
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₱ -4.10T₱ -3.63T₱ -2.92T₱ -2.62T₱ -2.40T
Leverage Ratios
Debt-to-Assets Ratio
0.05 0.05 0.05 0.06 0.07
Debt-to-Equity Ratio
0.44 0.45 0.43 0.51 0.57
Debt-to-Capital Ratio
0.30 0.31 0.30 0.34 0.36
Long-Term Debt-to-Capital Ratio
0.30 0.00 0.20 0.18 0.00
Financial Leverage Ratio
8.43 8.68 8.87 8.57 8.62
Debt Service Coverage Ratio
0.10 -0.44 -0.80 -0.95 -0.76
Interest Coverage Ratio
1.54 3.10 4.68 4.12 1.97
Debt to Market Cap
3.40 0.00 0.22 0.20 0.00
Interest Debt Per Share
6.64K 54.08 41.68 43.55 46.54
Net Debt to EBITDA
-5.28 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
93.33%127.07%100.00%100.00%100.00%
EBIT Margin
6.33%-5.04%-5.02%-5.28%-5.32%
EBITDA Margin
10.91%0.00%0.00%0.00%0.00%
Operating Profit Margin
50.55%65.57%46.96%31.96%26.64%
Pretax Profit Margin
38.74%38.24%37.02%31.99%26.65%
Net Profit Margin
30.94%28.88%28.86%24.55%16.35%
Continuous Operations Profit Margin
31.04%28.94%28.95%24.59%16.36%
Net Income Per EBT
79.87%75.54%77.95%76.74%61.36%
EBT Per EBIT
76.63%58.32%78.83%100.11%100.02%
Return on Assets (ROA)
1.62%1.64%1.40%1.18%0.84%
Return on Equity (ROE)
14.20%14.23%12.42%10.12%7.22%
Return on Capital Employed (ROCE)
12.40%3.72%2.29%1.54%1.37%
Return on Invested Capital (ROIC)
9.93%2.31%4.97%3.45%2.51%
Return on Tangible Assets
1.62%1.64%1.40%1.18%0.84%
Earnings Yield
106.83%10.85%10.41%9.55%5.89%
Efficiency Ratios
Receivables Turnover
0.00 7.85 6.76 9.82 6.60
Payables Turnover
0.00 -2.57 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.58 5.29 4.25 3.89 3.90
Asset Turnover
0.05 0.06 0.05 0.05 0.05
Working Capital Turnover Ratio
-0.17 0.51 0.32 0.31 0.32
Cash Conversion Cycle
0.00 188.42 54.00 37.15 55.31
Days of Sales Outstanding
0.00 46.52 54.00 37.15 55.31
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -141.90 0.00 0.00 0.00
Operating Cycle
0.00 46.52 54.00 37.15 55.31
Cash Flow Ratios
Operating Cash Flow Per Share
-663.99 17.50 47.98 24.36 21.72
Free Cash Flow Per Share
-851.70 16.21 47.24 23.63 21.14
CapEx Per Share
187.71 1.29 0.74 0.73 0.59
Free Cash Flow to Operating Cash Flow
1.28 0.93 0.98 0.97 0.97
Dividend Paid and CapEx Coverage Ratio
-1.10 4.03 17.86 13.56 13.15
Capital Expenditure Coverage Ratio
-3.54 13.58 64.96 33.27 36.99
Operating Cash Flow Coverage Ratio
-0.13 0.40 1.27 0.59 0.52
Operating Cash Flow to Sales Ratio
-0.13 0.37 1.28 0.74 0.66
Free Cash Flow Yield
-58.08%1.27%45.38%27.75%23.17%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
0.94 9.22 9.60 10.47 16.99
Price-to-Sales (P/S) Ratio
0.29 2.66 2.77 2.57 2.78
Price-to-Book (P/B) Ratio
0.13 1.31 1.19 1.06 1.23
Price-to-Free Cash Flow (P/FCF) Ratio
-1.72 7.86 2.20 3.60 4.32
Price-to-Operating Cash Flow Ratio
-2.20 7.28 2.17 3.50 4.20
Price-to-Earnings Growth (PEG) Ratio
-3.40 -0.11 0.29 0.20 -0.47
Price-to-Fair Value
0.13 1.31 1.19 1.06 1.23
Enterprise Value Multiple
-2.62 0.00 0.00 0.00 0.00
Enterprise Value
-76.77B 6.47T 207.79B 213.36B 243.44B
EV to EBITDA
-2.62 0.00 0.00 0.00 0.00
EV to Sales
-0.29 25.47 1.05 1.22 1.41
EV to Free Cash Flow
1.69 75.18 0.84 1.72 2.19
EV to Operating Cash Flow
2.17 69.64 0.82 1.66 2.13
Tangible Book Value Per Share
11.49K 94.92 85.46 78.45 72.79
Shareholders’ Equity Per Share
11.43K 97.10 87.26 80.38 74.42
Tax and Other Ratios
Effective Tax Rate
0.20 0.24 0.22 0.23 0.39
Revenue Per Share
5.05K 47.84 37.56 33.12 32.84
Net Income Per Share
1.56K 13.82 10.84 8.13 5.37
Tax Burden
0.80 0.76 0.78 0.77 0.61
Interest Burden
6.12 -7.58 -7.38 -6.06 -5.01
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.33 0.03 0.05 0.05
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
-0.34 1.27 3.45 2.30 2.48
Currency in PHP
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