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BDO Unibank Inc (BDOUF)
OTHER OTC:BDOUF
US Market

BDO Unibank (BDOUF) Ratios

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BDO Unibank Ratios

BDOUF's free cash flow for Q1 2025 was ₱1.00. For the 2025 fiscal year, BDOUF's free cash flow was decreased by ₱ and operating cash flow was ₱-0.04. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
32.90 0.00 32.90 41.76 27.86
Quick Ratio
61.33 0.00 61.33 78.71 52.33
Cash Ratio
25.48 0.00 25.48 32.72 22.05
Solvency Ratio
0.02 0.02 0.02 0.02 0.01
Operating Cash Flow Ratio
11.92 0.00 11.92 9.31 5.50
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₱ -2.92T₱ -3.63T₱ -2.92T₱ -2.62T₱ -2.40T
Leverage Ratios
Debt-to-Assets Ratio
0.05 0.05 0.05 0.06 0.07
Debt-to-Equity Ratio
0.43 0.45 0.43 0.51 0.57
Debt-to-Capital Ratio
0.30 0.31 0.30 0.34 0.36
Long-Term Debt-to-Capital Ratio
0.20 0.00 0.20 0.18 0.00
Financial Leverage Ratio
8.87 8.68 8.87 8.57 8.62
Debt Service Coverage Ratio
-0.80 -0.44 -0.80 -0.95 -0.76
Interest Coverage Ratio
4.68 3.10 4.68 4.12 1.97
Debt to Market Cap
0.22 0.00 0.22 0.20 0.00
Interest Debt Per Share
41.68 54.08 41.68 43.55 46.54
Net Debt to EBITDA
0.00 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
100.00%127.07%100.00%100.00%100.00%
EBIT Margin
-5.02%-5.04%-5.02%-5.28%-5.32%
EBITDA Margin
0.00%0.00%0.00%0.00%0.00%
Operating Profit Margin
46.96%65.57%46.96%31.96%26.64%
Pretax Profit Margin
37.02%38.24%37.02%31.99%26.65%
Net Profit Margin
28.86%28.88%28.86%24.55%16.35%
Continuous Operations Profit Margin
28.95%28.94%28.95%24.59%16.36%
Net Income Per EBT
77.95%75.54%77.95%76.74%61.36%
EBT Per EBIT
78.83%58.32%78.83%100.11%100.02%
Return on Assets (ROA)
1.40%1.64%1.40%1.18%0.84%
Return on Equity (ROE)
12.42%14.23%12.42%10.12%7.22%
Return on Capital Employed (ROCE)
2.29%3.72%2.29%1.54%1.37%
Return on Invested Capital (ROIC)
4.97%2.31%4.97%3.45%2.51%
Return on Tangible Assets
1.40%1.64%1.40%1.18%0.84%
Earnings Yield
10.41%10.85%10.41%9.55%5.89%
Efficiency Ratios
Receivables Turnover
6.76 7.85 6.76 9.82 6.60
Payables Turnover
0.00 -2.57 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.25 5.29 4.25 3.89 3.90
Asset Turnover
0.05 0.06 0.05 0.05 0.05
Working Capital Turnover Ratio
0.32 0.51 0.32 0.31 0.32
Cash Conversion Cycle
54.00 188.42 54.00 37.15 55.31
Days of Sales Outstanding
54.00 46.52 54.00 37.15 55.31
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -141.90 0.00 0.00 0.00
Operating Cycle
54.00 46.52 54.00 37.15 55.31
Cash Flow Ratios
Operating Cash Flow Per Share
47.98 17.50 47.98 24.36 21.72
Free Cash Flow Per Share
47.24 16.21 47.24 23.63 21.14
CapEx Per Share
0.74 1.29 0.74 0.73 0.59
Free Cash Flow to Operating Cash Flow
0.98 0.93 0.98 0.97 0.97
Dividend Paid and CapEx Coverage Ratio
17.86 4.03 17.86 13.56 13.15
Capital Expenditure Coverage Ratio
64.96 13.58 64.96 33.27 36.99
Operating Cash Flow Coverage Ratio
1.27 0.40 1.27 0.59 0.52
Operating Cash Flow to Sales Ratio
1.28 0.37 1.28 0.74 0.66
Free Cash Flow Yield
45.38%1.27%45.38%27.75%23.17%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.60 9.22 9.60 10.47 16.99
Price-to-Sales (P/S) Ratio
2.77 2.66 2.77 2.57 2.78
Price-to-Book (P/B) Ratio
1.19 1.31 1.19 1.06 1.23
Price-to-Free Cash Flow (P/FCF) Ratio
2.20 7.86 2.20 3.60 4.32
Price-to-Operating Cash Flow Ratio
2.17 7.28 2.17 3.50 4.20
Price-to-Earnings Growth (PEG) Ratio
0.29 -0.11 0.29 0.20 -0.47
Price-to-Fair Value
1.19 1.31 1.19 1.06 1.23
Enterprise Value Multiple
0.00 0.00 0.00 0.00 0.00
Enterprise Value
207.79B 6.47T 207.79B 213.36B 243.44B
EV to EBITDA
0.00 0.00 0.00 0.00 0.00
EV to Sales
1.05 25.47 1.05 1.22 1.41
EV to Free Cash Flow
0.84 75.18 0.84 1.72 2.19
EV to Operating Cash Flow
0.82 69.64 0.82 1.66 2.13
Tangible Book Value Per Share
85.46 94.92 85.46 78.45 72.79
Shareholders’ Equity Per Share
87.26 97.10 87.26 80.38 74.42
Tax and Other Ratios
Effective Tax Rate
0.22 0.24 0.22 0.23 0.39
Revenue Per Share
37.56 47.84 37.56 33.12 32.84
Net Income Per Share
10.84 13.82 10.84 8.13 5.37
Tax Burden
0.78 0.76 0.78 0.77 0.61
Interest Burden
-7.38 -7.58 -7.38 -6.06 -5.01
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.03 0.33 0.03 0.05 0.05
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
3.45 1.27 3.45 2.30 2.48
Currency in PHP
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