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Oi Wah Pawnshop Credit Holdings Ltd. (DE:OWH)
STUTTGART:OWH
OWH Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Robust Balance SheetA strong equity position and low leverage provide durable financial flexibility for a lending business. This reduces refinancing and liquidity risk, supports continued lending during downturns, and enables opportunistic investment or branch funding without stressing cash flows over the next several quarters.
Consistent Positive Free Cash FlowSustained operational cash generation and positive free cash flow underpin long-term stability for a finance firm. It funds loan originations, covers interest or dividend commitments, and reduces dependence on external funding, preserving operational independence and resilience across credit cycles.
Secured Lending Model With High Gross MarginsA pawn-based, collateralized lending model with very high gross margins provides structural credit-loss mitigation and pricing power. Collateral reduces loss severity and supports recoveries on defaults, helping maintain profitability and underwriting discipline over multiple economic cycles.
Bears Say
Trailing Revenue DeclineA near-8% revenue decline signals waning loan origination or lower average loan balances, which can erode scale economics for a lender. If persistent, reduced volume pressures fee income and net interest margins, constraining reinvestment and growth potential over the medium term.
EPS DeteriorationFalling EPS indicates profitability stress potentially from lower revenue or margin compression. Declining earnings reduce retained earnings for capital buffers, limit reinvestment capacity, and could constrain dividend sustainability or capital initiatives if the trend persists over several reporting periods.
Concentration In Pawn/consumer Lending And Local MarketHeavy reliance on pawn and consumer lending in a single jurisdiction concentrates credit, collateral-price, and regulatory risk. Local economic weakness or regulatory change could disproportionately hit originations and collateral realizations, limiting diversification and amplifying downside in adverse conditions.
Oi Wah Pawnshop Credit Holdings Ltd. News
OWH FAQ
What was Oi Wah Pawnshop Credit Holdings Ltd.’s price range in the past 12 months?
Currently, no data Available
What is Oi Wah Pawnshop Credit Holdings Ltd.’s market cap?
Oi Wah Pawnshop Credit Holdings Ltd.’s market cap is €70.17M.
When is Oi Wah Pawnshop Credit Holdings Ltd.’s upcoming earnings report date?
Oi Wah Pawnshop Credit Holdings Ltd.’s upcoming earnings report date is Jun 02, 2026 which is in 100 days.
How were Oi Wah Pawnshop Credit Holdings Ltd.’s earnings last quarter?
Oi Wah Pawnshop Credit Holdings Ltd. released its earnings results on Oct 30, 2025. The company reported €0.002 earnings per share for the quarter, beating the consensus estimate of N/A by €0.002.
Is Oi Wah Pawnshop Credit Holdings Ltd. overvalued?
According to Wall Street analysts Oi Wah Pawnshop Credit Holdings Ltd.’s price is currently Undervalued.
Does Oi Wah Pawnshop Credit Holdings Ltd. pay dividends?
Oi Wah Pawnshop Credit Holdings Ltd. does not currently pay dividends.
What is Oi Wah Pawnshop Credit Holdings Ltd.’s EPS estimate?
Oi Wah Pawnshop Credit Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Oi Wah Pawnshop Credit Holdings Ltd. have?
Oi Wah Pawnshop Credit Holdings Ltd. has 1,924,308,300 shares outstanding.
What happened to Oi Wah Pawnshop Credit Holdings Ltd.’s price movement after its last earnings report?
Oi Wah Pawnshop Credit Holdings Ltd. reported an EPS of €0.002 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Oi Wah Pawnshop Credit Holdings Ltd.?
Currently, no hedge funds are holding shares in DE:OWH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Oi Wah Pawnshop Credit Holdings Ltd.
Oi Wah Pawnshop Credit Holdings Limited, an investment holding company, engages in the provision of secured financing services in Hong Kong. It offers pawn and mortgage loans, and money lending services, as well as consulting services. The company was founded in 1975 and is headquartered in Wan Chai, Hong Kong. Oi Wah Pawnshop Credit Holdings Limited is a subsidiary of Kwan Lik Holding Limited.
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