While the rest of the crypto market struggled through a choppy December, U.S.-listed XRP ETFs proved to be an island of stability. On Monday, these funds recorded another $8.44 million in net inflows, marking nearly a full month of uninterrupted daily gains. Vincent Liu, Chief Investment Officer at Kronos Research, noted that this trend reflects a shift into less-crowded trades, where investors are seeking differentiated exposure to cross-border settlement utility rather than just macro-driven assets like Bitcoin.
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Institutional Giants Dump Bitcoin and Ethereum
The consistency of XRP’s growth stands in stark contrast to the December exodus seen in more established crypto funds. Spot Bitcoin ETFs shed over $1.1 billion this month, fueled by a massive $357.7 million withdrawal on December 15. Ether ETFs followed a similar downward trajectory, losing roughly $612 million as investors moved to cash for year-end tax-loss harvesting and portfolio repositioning. Analysts suggest that while Bitcoin is acting as a liquidity proxy for macro fears, XRP is being treated as a structural, long-term allocation.
XRP Targets Billion-Dollar Milestone
The rapid maturation of the XRP ETF market is catching Wall Street by surprise. In less than two months, cumulative inflows have crossed the $1.15 billion mark. Unlike the “stop-start” behavior seen in Bitcoin and Ether funds, XRP ETFs have yet to record a single day of net redemptions since they hit the market on November 13.
With the Franklin XRP ETF (XRPZ) and Bitwise XRP ETF (XRP) leading the charge, the asset is quickly becoming a top-tier institutional choice for 2026.
At the time of writing, XRP is sitting at $1.8638.
