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Q2 Holdings initiated with an Overweight at JPMorgan

JPMorgan initiated coverage of Q2 Holdings (QTWO) with an Overweight rating and $115 price target The firm finds the digital banking space an attractive investment arena. Q2 is modernizing customer-facing software for credit unions and regional banks, the analyst tells investors in a research note. The firm says the company enjoys high customer retention and 5-7 year contract lengths, which support revenue visibility. JPMorgan views the monetization model as defensive, being based on the number of bank accounts on the respective platform, as well as the number of products a bank subscribes.

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