Oportun Financial raises FY25 adjusted EPS view to $1.20-$1.40 from $1.10-$1.30

Consensus $1.22. Narrows FY25 revenue view to $945M-$960M from $945M-$970M, consensus $960.53M. Vazquez added, “While first half results exceeded expectations, we expect higher loan repayment rates and a slower decline in our Net Charge-Off rate than previously anticipated for the second half. We’ve responded by recalibrating credit and implementing additional cost controls. Incorporating these actions, we now expect full year 2025 total revenue of $945 million to $960 million, having lowered the higher-end of the range by $10 million. We are also increasing our full year Adjusted EPS guidance by 8% at the midpoint, now targeting $1.20 to $1.40 per share-representing strong growth of 67 to 94% over last year.”