M&T Bank reports Q3 EPS $4.82, consensus $4.39

Reports Q3 CET1 capital ratio 10.99%. Reports Q3 net charge-offs .42%. The company said, “M&T’s businesses generated strong fee income in 2025 and contributed to M&T’s earnings growth in the recent quarter. Our improved credit quality and loan growth each reflect the dedication of our teams to prudent lending in service of our customers and communities. We continued to return capital to our investors including an 11% increase in quarterly dividends on M&T’s common stock. Our results are a reflection of M&T’s commitment to finding solutions for a diverse customer base and making a difference in people’s lives.”