ING Groep reports Q4 net result per share 48c vs. 37c last year

Reports Q4 CET1 capital ratio 13.1%. The company said, “In 2025, amid ongoing geopolitical uncertainty, we have consistently executed our strategy of accelerating growth, increasing impact and further diversifying our income by doing more business with more customers and clients,” said Steven van Rijswijk. “We have delivered strong commercial growth while achieving EUR 23.0 billion in total income. This was supported by growth in our customer base and a 15% rise in fee income to EUR 4.6 billion. Commercial net interest income came in at EUR 15.3 billion. We also achieved strong volume growth, including EUR 56.9 billion in lending growth, more than double the amount of the previous year. Our net result was broadly stable at EUR 6.3 billion. Supported by strong commercial momentum and disciplined cost management, we present a strong outlook for 2026 and have upgraded our outlook for 2027.”