Home Bancorp reports Q2 EPS $1.45, consensus $1.22

The net interest margin was 4.04% in the second quarter of 2025 compared to 3.91% in the first quarter of 2025. “As we celebrate the Bank’s 117th anniversary, I’m pleased with the strong results produced during the second quarter of 2025,” said John Bordelon, President and Chief Executive Officer of the company and the Bank. “We saw growth in loans and deposits and net interest margin continued its upward trajectory as we were able to keep deposit and funding costs stable. We saw increases in nonperforming and criticized loans at the end of the quarter, but do not anticipate any losses. We have maintained a solid allowance for loan losses to total loans of 1.21%. Our Company remains well-positioned for the future with strong capital and liquidity combined with outstanding bankers.”