First Financial reports Q2 EPS 47c, consensus 44c

Reports Q2 net interest margin, on a taxable equivalent basis, 3.81% vs. 3.48% in Q2 last year and 3.74% in Q1 2025. Tangible book value was $9.95 at quarter end from $8.43 at previous quarter end. Common equity Tier 1 capital ratio was 19.16% vs. 19.12% at previous quarter. “Our Q2 results are positive with earnings growth of over 27% from Q2 last year resulting from our healthy loan and deposit growth, improved margin and increased trust revenue,” said F. Scott Dueser, CEO. “Our outlook for the remainder of the year is good as we have opportunities to improve our investment yields, continue loan growth and focus on growing deposits in our markets. I am very appreciative of the work our teams are doing to support these results.”