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Figure launches AI-powered DSCR loan platform

Figure (FIGR) announced the launch of its AI-powered Debt Service Coverage Ratio loan platform, expanding its blockchain-based capital marketplace into one of the fastest-growing – and most underserved – segments of housing finance. As competition intensifies and demand for efficiency rises, the new platform brings end-to-end automation to a process long defined by manual review and delays. West Capital and Axen are among Figure’s first partners to embed its DSCR product. With Figure’s solution, investors have access to flexible capital for investment properties, qualifying based on property cash flow instead of personal income. By leveraging AI and blockchain to streamline underwriting and funding, Figure’s DSCR platform helps investors save both time and cost, allowing them to focus on portfolio expansion.

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