Citizens Financial sees Q4 NII up 2.5%-3%, sequentially

Sees Q4 NIM up by ~5 bps; earning assets up slightly. Sees noninterest income stable; noninterest expense stable to up slightly; net charge offs continued favorable trend- low 40s bps; CET1 ratio stable with ~$125M in share repurchases; tax rate ~22.5%. Sets medium term NIM target of 3.25%-3.5%. Comments taken from investor presentation slides.