Charles Schwab (SCHW) sees FY26 NIM 2.85%-2.95%, with Q4 NIM in low 290s bp area and FY26 average interest-earning assets expanding modestly vs. prior year. Sees FY26 adjusted expenses up 5.5%-6.5% vs. FY25. Sees FY adjusted pre-tax margin expanding further into low 50% zone. Notes that Forge Global (FRGE) is not included within FY26 scenario. Comments taken from investor presentation slides.
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