Q2 NIM was 4.97% vs. 5.15% last year. On a consolidated basis, the company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 12.49%, 13.89%, and 15.03%, respectively. “We are thrilled to report another exceptional quarter. Our strong organic loan growth, significant increases in core deposits and transaction accounts, and robust liquidity underscore our disciplined approach to banking. With a properly matched balance sheet, strong capital ratios, and excellent credit quality, we continue to thrive in dynamic geographic markets. Our focus on pre-tax, pre-provision earnings reflects our commitment to sustainable growth and resilience, positioning us to navigate economic uncertainties while delivering outstanding results,” said Thomas Travis, CEO
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