Bank of Hawaii reports Q4 EPS $1.39, consensus $1.26

Q4 net interest margin was 2.61%, up 15 basis points from the linked quarter and up 42 basis points from the same period last year. Tangible book value was $37.12 from $35.56 last quarter end. Common Equity Tier 1 Capital Ratio was 12.13% vs. 11.98% last quarter. “Bank of Hawai’i completed 2025 with strong financial performance,” said Peter Ho, Chairman and CEO. “We continued to deliver consistent growth in net interest income and margin for the seventh consecutive quarter. Noninterest-bearing deposit balances increased 6.6% from the linked quarter and end of period total deposits and total loans and leases increased modestly. Credit quality remains outstanding, and we continue to be disciplined in managing expenses. Our strong performance reflects the hard work and exceptional commitment of