Ripple President Says ‘No Plan, No Timeline’ for an IPO. But What Could It Mean for XRP’s Price?

Ripple’s $500M funding round boosts confidence in its growth plans, but President Monica Long’s “no plan, no timeline” remark on an IPO leaves investors guessing about what’s next for XRP’s price.

Ripple’s hopes of going public appear to be on hold, at least for now. President Monica Long said the company has “no plan, no timeline” for an initial public offering, signaling a focus on expansion over market debut.

The comments came during an interview with Bloomberg at Ripple’s Swell conference in New York, where Long confirmed the firm’s immediate attention remains on scaling its payments business, stablecoin rollout, and partnerships, not an IPO.

“We do not have an IPO timeline,” Long said. “No plan, no timeline.”

Ripple Has Capital to Grow without Needing to Go Public

Ripple’s stance comes just days after it secured a $500 million funding round at a $40 billion valuation, led by Fortress Investment Group and Citadel Securities, alongside Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace.

This type of backing suggests Ripple isn’t under financial pressure to seek public capital. Long noted the company remains “very well capitalized” and capable of funding both organic and inorganic growth, including acquisitions and new partnerships, without turning to public markets.

This places Ripple in a different camp from peers like Circle (CRCL), Bullish (BLSH), and Gemini, all of which have recently gone public amid a broader wave of digital asset listings.

What It Means for XRP

For XRP (XRP-USD) holders, Ripple’s decision to hold off on an IPO could cut both ways. On one hand, the absence of a near-term listing may delay hopes of a liquidity event that could lift XRP’s market profile. On the other, Ripple’s new funding round and expanded customer base, reportedly doubled quarter-over-quarter, reinforce confidence in the company’s growth and its stablecoin payment strategy.

Analysts say the $500 million raise at a $40 billion valuation signals strong institutional belief in Ripple’s long-term prospects. Combined with growing on-chain adoption of XRP Ledger (XRPL) for stablecoin and cross-border payments, the move could support XRP’s price stability and lay the groundwork for a future rally, especially if Ripple continues to expand its enterprise footprint.

Ripple Demonstrates Focused Growth

Ripple’s focus on stablecoin integrations and regulatory progress appears to be paying off. Long said clearer rules in the US and abroad have “opened up the market,” leading to accelerating adoption.

In the time being, Ripple seems content to build, not list. But with capital in hand, expanding adoption, and a more stable regulatory climate, the firm’s long-term trajectory remains firmly upward.

At the time of writing, XRP is sitting at $2.2573.