Citi analyst Ben Gerlinger maintained a Buy rating on Wintrust Financial today and set a price target of $167.00.
Claim 70% Off TipRanks Premium
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential
Ben Gerlinger has given his Buy rating due to a combination of factors tied to Wintrust Financial’s growth and earnings trajectory. He slightly raised his target price to $167, reflecting a more favorable view of the bank’s risk profile and capital strength, together with modest upside to near‑term earnings forecasts. His updated assumptions call for stronger loan and deposit growth, which should support solid revenue generation even as he trims his net interest margin expectations but still keeps them around the attractive mid‑3% range over the next year.
Gerlinger also expects healthy credit quality to persist through 2026, which allows him to project only modest provisions for loan losses and supports a more constructive earnings outlook. Management’s likely guidance for 2026, which he anticipates will point to mid‑ to high‑single‑digit growth, further underpins his positive stance on the stock. Taken together, these elements contribute to an expected total return of roughly 18%, justifying his Buy recommendation on Wintrust Financial.
In another report released on December 19, Barclays also maintained a Buy rating on the stock with a $178.00 price target.

