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TransUnion: Positioned for Growth with Undervalued Potential and Robust Business Model

TransUnion: Positioned for Growth with Undervalued Potential and Robust Business Model

TransUnion (TRU) has received a new Buy rating, initiated by BMO Capital analyst, Jeffrey Silber.

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Jeffrey Silber has given his Buy rating due to a combination of factors that highlight TransUnion’s potential for growth and undervaluation in the market. Despite the challenges posed by higher interest rates affecting lending volumes, TransUnion is showing signs of recovery and is expected to exceed consensus estimates in the coming years. The company’s valuation is particularly compelling, as it trades at a significant discount compared to its peers, marking the largest gap since its IPO in 2015.
TransUnion’s diverse range of services, including credit risk management, marketing, and fraud detection, provides it with a robust business model. The transactional nature of its revenue is supported by a highly recurring customer base, which positions the company well for future growth. Although mortgage inquiries and origination volumes remain below pre-pandemic levels, there is an opportunity for TransUnion to expand its market penetration through its integrated OneTru platform. Silber’s estimates are slightly above consensus, anticipating higher incremental margins due to cost-saving transformations, reinforcing the Buy rating.

In another report released today, Wells Fargo also maintained a Buy rating on the stock with a $118.00 price target.

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