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Redwood’s Growth in Jumbo Mortgages Offset by Bridge Lending Risks and Uncertain Rate Environment

Redwood’s Growth in Jumbo Mortgages Offset by Bridge Lending Risks and Uncertain Rate Environment

Analyst Donald Fandetti of Wells Fargo maintained a Hold rating on Redwood (RWTResearch Report), retaining the price target of $7.00.

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Donald Fandetti has given his Hold rating due to a combination of factors influencing Redwood’s current financial position. The company is experiencing robust growth in jumbo residential mortgage investments, with a significant increase in locked volume, which is a positive indicator for the business. However, the higher delinquency rates in their business purpose bridge lending segment pose a risk, which tempers the overall outlook.
Additionally, while Redwood’s investment portfolio could benefit from potential Federal Reserve interest rate cuts, the uncertain rate environment and the performance of bridge loans remain concerns. The company’s stock is trading below its tangible book value, and although the dividend yield is attractive at 12%, these factors contribute to a more cautious approach, leading to the Hold rating.

In another report released on May 1, J.P. Morgan also maintained a Hold rating on the stock with a $6.00 price target.

RWT’s price has also changed moderately for the past six months – from $7.040 to $5.880, which is a -16.48% drop .

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