Analyst Christopher Zhang of UBS maintained a Hold rating on International Money Express, with a price target of $16.00.
TipRanks Black Friday Sale
- Claim 60% off TipRanks Premium for the data-backed insights and research tools you need to invest with confidence.
- Subscribe to TipRanks' Smart Investor Picks and see our data in action through our high-performing model portfolio - now also 60% off
Christopher Zhang’s rating is based on a combination of factors, including the recent financial performance of International Money Express and the pending acquisition by Western Union. The company’s Q3 2025 earnings were below expectations, with revenue, adjusted EBITDA, and adjusted EPS falling short of both Street and UBS estimates. This underperformance was accompanied by a decline in transaction volume and a decrease in transactions year-over-year, indicating potential challenges in the company’s operational metrics.
Additionally, the acquisition by Western Union introduces uncertainty, as it is contingent upon shareholder approval and other conditions, with the merger expected to close in mid-2026. The valuation of International Money Express is aligned with the proposed acquisition price, which suggests a neutral stance given the current market conditions and the anticipated impact of the merger. Zhang’s Hold rating reflects a cautious approach, considering the financial results and the strategic implications of the acquisition.