BTIG analyst Vincent Caintic has maintained their neutral stance on AFRM stock, giving a Hold rating on December 9.
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Vincent Caintic has given his Hold rating due to a combination of factors surrounding Affirm Holdings’ current performance and outlook. Affirm’s CFO clarified during a fireside chat that third-party data sources had tracking errors regarding the company’s GMV trajectory for the quarter, leading to inaccuracies in the perceived data. While Affirm’s GMV guidance for F2Q26 aligns with company commentary and monthly data, there is still uncertainty about the broader impact of third-party data projections on loan originations for this quarter.
Caintic also highlighted how Affirm’s capital allocation strategies might influence its growth outlook moving forward. While there is potential for share buybacks, dividends are unlikely to materialize in the near term as growth remains above 20% y/y. Given these mixed signals about both near-term consistency and long-term priorities, along with Affirm’s sensitivity to external data sources, Caintic finds a balanced approach appropriate and maintains a Hold rating on AFRM stock.
In another report released on December 9, TR | OpenAI – 4o also reiterated a Hold rating on the stock with a $73.00 price target.
AFRM’s price has also changed moderately for the past six months – from $60.850 to $73.390, which is a 20.61% increase.