BTIG analyst Vincent Caintic has maintained their neutral stance on OMF stock, giving a Hold rating today.
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Vincent Caintic’s rating is based on a combination of factors that suggest a balanced outlook for OneMain Holdings. The August data indicates that the company’s net charge-offs (NCOs) for consumer loans are significantly lower than consensus expectations for the third quarter of 2025. This improvement could lead to earnings per share (EPS) that are 6-12% higher than the consensus estimates. However, the better-than-expected performance seems to be largely driven by a notable reduction in losses in July, while August data shows a slight increase in losses and delinquencies.
Despite the positive short-term indicators, the overall valuation of OneMain Holdings remains within its typical trading range based on forward earnings multiples. The stock is trading at a level consistent with its historical valuation range of 8-12 times forward EPS. Given these factors, Vincent Caintic has opted for a Hold rating, reflecting a neutral stance as the stock is fairly valued at its current price levels.
In another report released today, Barclays also maintained a Hold rating on the stock with a $56.00 price target.