Mutuum Finance Nears Late-Stage Presale Completion With $19.8 Million Raised and Security Audits Finalized

New updates have been reported about Mutuum Finance.

Mutuum Finance is moving through the later stages of its extended token presale, having raised more than $19.8 million since early 2025 and onboarded approximately 18,900 token holders, positioning the protocol as one of the more heavily subscribed late-stage crypto fundraising efforts this cycle. The MUTM token sale, now in Phase 7 at $0.04 per token versus $0.01 at launch, reflects a 300% notional gain for earliest participants and a continued willingness from new buyers to pay incrementally higher entry prices ahead of an expected listing level near $0.06. Out of a 4 billion total token supply, 45.5% (about 1.82 billion MUTM) is earmarked for community distribution in the presale, with 830 million tokens already sold, creating a broad holder base that management expects will support liquidity and moderate volatility around initial trading and Mainnet launch. The elongated two-year capital-raising window, spanning multiple phases rather than a compressed sale, has yielded steady inflows and accelerating participation in recent stages, suggesting sustained investor conviction rather than short-term speculative spikes.

From a risk and governance perspective, Mutuum Finance has completed an independent audit with Halborn Security and currently holds a 90/100 token scan rating from CertiK, a critical consideration given its positioning as a lending protocol managing collateral and liquidations. The project has also widened its addressable investor base by enabling card payments alongside crypto deposits, reducing friction for non-crypto-native participants at a moment when demand is rising and remaining presale supply is tightening. A daily 24-hour leaderboard, which rewards the top contributor with $500 in MUTM, has reinforced continuous participation and attracted both larger and mid-sized allocations in Phase 7 rather than back-loaded activity. As supply available for onboarding declines and utility milestones approach, analysts describe the current phase as a final accumulation window before exchange listings and broader Mainnet visibility, with Mutuum Finance now under heightened scrutiny from investors tracking late-stage private token sales for risk-adjusted exposure to upcoming decentralized finance launches.