Mutuum Finance Nears $20M Raise as Presale Enters Late-Stage Ahead of 2026 Protocol Launch

New updates have been reported about Mutuum Finance.

Mutuum Finance is moving into a late-stage funding and validation phase, reporting more than $19.9 million raised and over 18,900 investors participating in its ongoing MUTM token presale. Launched in early 2025 at $0.01 per token, the presale has followed a structured, multi-phase pricing schedule, with the current Phase 7 price now at $0.04—representing a 300% gain for earliest entrants and a projected 500% gain versus the planned launch price of $0.06. More than 830 million MUTM tokens have been sold so far, with 1.82 billion tokens, or 45.5% of the total 4 billion supply, earmarked for presale, signaling a broad early-ownership strategy rather than concentration among private investors. Market participants note that capital has flowed more heavily in the mid and later stages, coinciding with the release of additional roadmap and security information.

Phase 7 is advancing faster than prior phases, supported by larger single-ticket allocations—one near $100,000—and a 24-hour leaderboard mechanism that rewards the top daily contributor with $500 in MUTM, encouraging continuous engagement and accelerating token absorption. Mutuum Finance has confirmed key technical milestones, including a V1 protocol rollout to the Sepolia testnet in Q1 2026, with features such as collateral management, liquidation rules, and borrowing for ETH and USDT, followed by a planned Mainnet launch. Security has been positioned as a core differentiator: the project has completed an audit with Halborn Security, holds a 90/100 token scan score from CertiK, and has launched a $50,000 bug bounty to surface vulnerabilities pre-Mainnet. For executives and investors, the combination of nearing $20 million in funding, widening investor base, accelerated late-stage presale activity, and confirmed audit and testnet timelines suggests Mutuum Finance is transitioning from speculative discovery toward an execution phase where protocol utility and risk management will become the primary drivers of valuation and adoption.