While many analysts are scrambling to adjust their models after XRP’s (XRP-USD) lackluster 2025, crypto founder Jake Claver is taking a different approach: doubling down. Despite heavy criticism for missing his aggressive $100 price target, Claver maintains that the “infrastructure development” is happening behind closed doors. For Claver, the delay isn’t a sign of failure, but a characteristic of building a global financial system.
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Claver Dismisses 2025 Miss as a Standard Delay
Responding to critics like analyst Zach Rector, who recently called the $100 prediction “misleading,” Claver argued that the community is missing the bigger picture. He maintains that when dealing with regulators and global banks, “timelines always get extended.”
Claver uses Ripple’s 13.5-year history as a defense, noting that building real-world financial systems takes far longer than the retail market’s attention span. In his view, the visible price action is currently lagging behind the massive amount of infrastructure being built in the shadows.
Claver Focuses on the Scale of Ripple’s Confidential Partnerships
A major pillar of Claver’s confidence is the scale of Ripple’s confidential partnerships. He highlighted the reported signing of over 1,700 NDAs, fueling speculation that Ripple is in deep discussions with Fortune 500 companies, global banks, and governments.
“Adoption could already be progressing quietly while markets remain impatient,” Claver suggested. He argues that the largest upside for investors is always gone by the time a project’s role becomes obvious to the general public. For XRP holders, it seems that early positioning in the face of silence is where the real returns are made.
Is XRP “Programmed” for $10,000?
The most controversial aspect of Claver’s outlook remains his claim that XRP is “programmed” to reach $10,000. This theory centers on utility rather than speculative demand. He argues that for XRP to settle trillions of dollars in institutional transfers, the price per token must be high to provide enough liquidity for the network to function efficiently.
Critics, however, are not convinced. Skeptics point out that a $10,000 price tag would imply a market capitalization that dwarfs the entire global economy. While Claver dismisses market cap as a secondary metric to utility, the debate has split the community. As 2026 begins, many investors are moving away from these moon math promises and focusing instead on measurable adoption metrics.
At the time of writing, XRP is sitting at $1.8976.


