JPMorgan Chase (JPM) is set to release its second quarter 2025 financials on July 15, before the market opens. The stock has gained about 22% year-to-date, lifted by steady loan demand, rising interest income, and broad strength across its consumer banking and credit card units. However, analysts remain mindful of potential headwinds, including rising expenses from investments in technology. While JPMorgan remains a top player in U.S. banking, Wall Street sentiment heading into Q2 earnings is cautiously optimistic, with a Moderate Buy consensus rating on the stock.
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What to Expect from JPM’s Q2 Earnings
Wall Street analysts expect the company to report earnings per share of $4.48, representing a 26% decrease year-over-year. Meanwhile, revenues are expected to decrease by 42% from the year-ago quarter to $75.94 billion, according to data from the TipRanks Forecast page.
Recent Event Ahead of Q2 Print
On July 2, 2025, JPMorgan increased its quarterly dividend to $1.50 per share from $1.40 previously and authorized a new $50 billion buyback program.
Analysts’ View About JPMorgan
Ahead of JPMorgan’s Q2 earnings report, Truist Financial analyst John McDonald kept a Hold rating on the stock and raised the price target to $290 from $280. He explained that last quarter’s sell-off, driven by recession fears, has already been reflected in the stock’s valuation. He added that the bounce that followed has also been reflected in valuations. As a result, he prefers to remain on the sidelines for now.
Meanwhile, Keefe Bruyette analyst Christopher McGratty upgraded JPM to Outperform from Market Perform and raised the price target to $327 from $253. The analyst remains positive on large-cap banks with strong scale advantages and prefers business models that deliver consistent, high returns. He cited JPMorgan’s business model strength as the key reason for the upgrade.
What Is the Price Target for JPM Stock?
The stock of JPMorgan Chase has a consensus Moderate Buy rating among 22 Wall Street analysts. That rating is based on 16 Buy, four Hold, and two Sell recommendations issued in the last three months. The average JPM price target of $293.43 implies 1.82% upside from current levels.
