Income-Hungry Traders Pile Into XRPM as XRP Slump Fuels a Premium-Income Rush

Income-Hungry Traders Pile Into XRPM as XRP Slumps, Supercharging Options-Premium Play

The Amplify XRP 3% Monthly Premium Income ETF, XRPM, recorded a sizeable inflow of $2,016,712 on January 07, 2026, a move that reshaped more than a quarter of the fund’s size in a single day. With assets under management now at $7,626,208, the latest flow represents roughly 26.44% of AUM, underscoring how quickly capital is rotating into this niche income-focused crypto strategy.

Such a concentrated surge in new money suggests investors are leaning into XRPM’s covered call-style approach to monetizing volatility in XRP, even as the underlying token has struggled for price momentum. The sharp increase in AUM can amplify both the yield potential from option premiums and the sensitivity of the fund to swings in XRP’s spot price, making XRPM a higher-conviction vehicle for traders seeking cash flow amid choppy crypto markets.

The related asset, XRP-USD, is currently trading at $2.06523, down about 11.34% over the past three months, reflecting a period of underperformance relative to some large-cap peers. Despite the recent weakness, short-term signals remain cautious: the 1-day technical outlook is flagged as a Sell, pointing to lingering downside pressure or at least a lack of immediate bullish momentum.

That combination—soft spot price, negative three-month performance, and a short-term sell signal—may actually be part of the appeal for XRPM’s latest buyers. Premium-income strategies can thrive on elevated volatility and sideways-to-down markets, allowing investors to collect option income even when the token itself fails to break higher. The latest inflows hint that sophisticated market participants are positioning not for a dramatic XRP rally, but for a period where volatility can be harvested for yield.

For a more detailed analysis and real-time sentiment trends, check the live cryptocurrency prices here.