Xcel Energy Secures $1.5 Billion Short-Term Loan Facility

Xcel Energy ( (XEL) ) has issued an update.

On January 30, 2026, Xcel Energy Inc. entered into a $1.5 billion unsecured 364-day delayed draw term loan facility with a syndicate of lenders led by U.S. Bank National Association, and immediately drew $750 million to support general corporate operations. The facility, which matures on January 30, 2027, bears interest at either Term SOFR plus an 85-basis-point margin or an alternate base rate, and includes a key financial covenant capping the company’s consolidated funded debt to total capitalization at 70%, along with standard restrictions on mergers, asset sales and liens and typical default and acceleration provisions; the arrangement enhances Xcel Energy’s short-term liquidity while embedding leverage and governance constraints that are relevant to creditors and other stakeholders.

The most recent analyst rating on (XEL) stock is a Buy with a $94.00 price target. To see the full list of analyst forecasts on Xcel Energy stock, see the XEL Stock Forecast page.

Spark’s Take on XEL Stock

According to Spark, TipRanks’ AI Analyst, XEL is a Neutral.

Xcel Energy’s overall score reflects strong earnings guidance and strategic investments in renewable energy, offset by financial risks from high leverage and cash flow challenges. Technical indicators suggest bearish momentum, and valuation metrics do not strongly favor buying at current levels.

To see Spark’s full report on XEL stock, click here.

More about Xcel Energy

Xcel Energy Inc. is a U.S.-based energy company that provides electric and natural gas utility services, focusing on regulated power generation, transmission and distribution to residential, commercial and industrial customers across multiple states.

Average Trading Volume: 5,271,551

Technical Sentiment Signal: Strong Buy

Current Market Cap: $44.99B

See more insights into XEL stock on TipRanks’ Stock Analysis page.