World Acceptance Reports Q4 2025 Financial Results

World Acceptance ( (WRLD) ) has shared an update.

World Acceptance Corporation reported its financial results for the fourth quarter of fiscal 2025, highlighting improved earnings driven by increased tax preparation revenue and a $2.8 million after-tax release of share-based compensation expense. The company achieved a net income of $44.3 million, with total revenues rising to $165.3 million, a 3.8% increase from the previous year. Despite a decrease in gross loans outstanding and challenges with credit losses, the customer base grew by 3.5%, and the company expects continued improvement in portfolio yields due to strategic adjustments in loan volume and underwriting practices.

Spark’s Take on WRLD Stock

According to Spark, TipRanks’ AI Analyst, WRLD is a Outperform.

World Acceptance Corporation has a solid financial performance with excellent profitability and cash flow, reinforced by a strong balance sheet. The technical analysis shows a neutral trend without significant upward or downward momentum. Valuation metrics indicate potential undervaluation, enhancing its attractiveness. The recent earnings call highlights effective strategic shifts and growth, though some risks in large loans persist. Overall, the stock presents a promising opportunity with moderate risks.

To see Spark’s full report on WRLD stock, click here.

More about World Acceptance

World Acceptance Corporation operates in the financial services industry, focusing on providing small-loan consumer finance products and services. The company is known for its tax preparation services and has a market focus on consumer lending through its network of branches.

YTD Price Performance: 22.24%

Average Trading Volume: 26,824

Technical Sentiment Signal: Strong Sell

Current Market Cap: $789M

For an in-depth examination of WRLD stock, go to TipRanks’ Stock Analysis page.