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Washington Federal ( (WAFD) ) has issued an announcement.
On January 21, 2026, WaFd Bank reported that it had prevailed in its appeal to the Federal Deposit Insurance Corporation’s Supervision Appeals Review Committee over a previously issued Community Reinvestment Act rating that covered the period from June 3, 2020 to March 26, 2024. The committee’s January 16, 2026 decision upgraded the bank’s CRA lending test score from “Needs to Improve” to “Low Satisfactory” and its overall CRA rating from “Needs to Improve” to “Satisfactory,” removing operational restrictions associated with the lower rating and reinforcing WaFd’s ability to continue serving community credit needs as it enters its 109th year of operations.
The most recent analyst rating on (WAFD) stock is a Hold with a $34.00 price target. To see the full list of analyst forecasts on Washington Federal stock, see the WAFD Stock Forecast page.
Spark’s Take on WAFD Stock
According to Spark, TipRanks’ AI Analyst, WAFD is a Neutral.
Overall score reflects mixed financial performance (strong margins but weakened revenue and cash-flow trends) and a balanced earnings-call picture with improving operations and capital returns tempered by rising credit stress and near-term margin headwinds. Valuation is a clear positive (moderate P/E and solid dividend), while technical indicators are broadly neutral.
To see Spark’s full report on WAFD stock, click here.
More about Washington Federal
WaFd Bank is a federally insured, Washington state‑chartered commercial bank established in 1917, providing consumer and commercial deposit accounts, financing for small- to middle‑market businesses, commercial and residential real estate lending, and insurance products through a subsidiary. As of December 31, 2025, it operated 208 branches across Washington, Oregon, Idaho, Utah, Nevada, Arizona, Texas, New Mexico and California, with $27.3 billion in assets, $21.4 billion in deposits and $3.0 billion in shareholders’ equity.
Average Trading Volume: 672,641
Technical Sentiment Signal: Buy
Current Market Cap: $2.4B
For a thorough assessment of WAFD stock, go to TipRanks’ Stock Analysis page.