Visa Inc. ( (V) ) has released its Q3 earnings. Here is a breakdown of the information Visa Inc. presented to its investors.
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Visa Inc., a global leader in digital payments, facilitates transactions across more than 200 countries and territories, connecting consumers, merchants, financial institutions, and government entities through its innovative and secure payments network.
Visa Inc. reported robust financial results for its fiscal third quarter of 2025, showcasing significant growth across various metrics. The company achieved a GAAP net income of $5.3 billion, or $2.69 per share, and a non-GAAP net income of $5.8 billion, or $2.98 per share. Net revenue reached $10.2 billion, marking a 14% increase from the previous year, driven by strong growth in payments volume, cross-border volume, and processed transactions.
Key financial highlights include a 14% increase in net revenue, a 12% rise in GAAP earnings per share, and a 23% surge in non-GAAP earnings per share. Payments volume grew by 8%, while cross-border volume excluding intra-Europe transactions increased by 11%. Processed transactions also saw a 10% rise, totaling 65.4 billion for the quarter. Visa’s strategic focus on innovation, particularly in AI and stablecoins, is expected to continue shaping the future of commerce.
Visa’s operating expenses increased by 35% due to litigation provisions and personnel expenses, while non-GAAP operating expenses rose by 13%. The company also repurchased approximately 14 million shares of class A common stock and declared a quarterly cash dividend of $0.590 per share. With $20.4 billion in cash, cash equivalents, and investment securities, Visa remains well-positioned financially.
Looking ahead, Visa’s management remains optimistic about the company’s growth trajectory, emphasizing continued innovation and product development to deliver sustainable, long-term value for shareholders. The company’s strategic initiatives and strong financial performance signal a positive outlook for the future.