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Valley National Bancorp Reports Q1 2025 Financial Results

Story Highlights
  • Valley National Bancorp reported a net income of $106.1 million for Q1 2025.
  • The company saw improvements in funding base and credit quality, with increased core deposits and reduced non-accrual loans.
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Valley National Bancorp ( (VLY) ) has issued an announcement.

Valley National Bancorp reported its first quarter 2025 financial results, showing a net income of $106.1 million, a decrease from the previous quarter but an increase from the same quarter last year. The company highlighted improvements in its funding base and credit quality, with growth in core deposits and a reduction in non-accrual loans. Despite a decrease in total loans, there was growth in commercial and industrial and automobile loans. The company also reported a decrease in non-interest expenses and an increase in non-interest income, contributing to a favorable efficiency ratio.

Spark’s Take on VLY Stock

According to Spark, TipRanks’ AI Analyst, VLY is a Neutral.

Valley National Bancorp’s overall stock score reflects mixed financial performance with inconsistent revenue growth and declining profitability metrics. Positive factors include strategic guidance from a strong earnings call, attractive valuation metrics, and recent leadership changes aimed at bolstering strategic execution. However, technical indicators suggest a bearish trend, and liquidity challenges remain a concern. The stock offers potential for growth if profitability and cash flow can be improved.

To see Spark’s full report on VLY stock, click here.

More about Valley National Bancorp

Valley National Bancorp is a financial services company operating in the banking industry, primarily offering a range of banking products and services through its subsidiary, Valley National Bank. The company focuses on commercial and retail banking, with a significant presence in commercial real estate and consumer lending.

YTD Price Performance: -3.47%

Average Trading Volume: 9,548,501

Technical Sentiment Signal: Buy

Current Market Cap: $4.69B

See more data about VLY stock on TipRanks’ Stock Analysis page.

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