Usio Reports Growth in Payment Processing for Q2 2025

Usio ( (USIO) ) has released its Q2 earnings. Here is a breakdown of the information Usio presented to its investors.

Usio, Inc., a leading FinTech company based in San Antonio, Texas, specializes in providing integrated, cloud-based electronic payment and financial solutions. The company operates across various payment platforms, including credit, debit, prepaid, and ACH processing, offering tailored solutions for merchants, banks, and other financial entities.

In its second quarter of 2025, Usio reported a 15% increase in total payment dollars processed, marking a continued trend of growth in its payment processing channels. Despite a slight decline in consolidated revenues due to a downturn in its prepaid card services, the company maintained positive adjusted EBITDA for the seventh consecutive quarter, reflecting its strategic focus on efficiency and growth in high-margin areas.

Key highlights from the quarter include a robust 33% growth in ACH transaction volumes and a significant 144% increase in PINless debit transactions. However, the prepaid card services segment saw a 26% revenue decline, primarily due to the loss of a major client. Usio’s credit card business showed resilience with a 9% increase in dollars processed, while its Output Solutions division processed over 5.4 million mail pieces, indicating a shift towards more profitable electronic document delivery.

Looking ahead, Usio’s management remains optimistic, focusing on strategic objectives to enhance profitability and leverage new technologies. The company anticipates a stronger second half of the year, supported by new client implementations and potential growth opportunities in the merger and acquisition market, despite adjusting its revenue growth expectations to 5-12% due to delays with major accounts.