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USCB Financial Holdings, Inc. Class A ( (USCB) ) has provided an announcement.
On August 14, 2025, USCB Financial Holdings, Inc. entered into a Subordinated Note Purchase Agreement with institutional buyers, issuing $40 million of 7.625% Fixed-to-Floating Rate Subordinated Notes due 2035. The proceeds from this private placement will be used for general corporate purposes, including potential balance sheet and capital optimization. The notes, which qualify as Tier 2 capital, have a fixed interest rate until 2030, after which it will reset quarterly. The company has also entered into a Registration Rights Agreement to facilitate an exchange offer for registered notes.
The most recent analyst rating on (USCB) stock is a Buy with a $20.00 price target. To see the full list of analyst forecasts on USCB Financial Holdings, Inc. Class A stock, see the USCB Stock Forecast page.
Spark’s Take on USCB Stock
According to Spark, TipRanks’ AI Analyst, USCB is a Outperform.
USCB Financial Holdings shows strong financial performance and positive earnings call sentiment, which are the most significant factors driving the overall score. While technical analysis suggests a cautious outlook, the company’s robust financial health and strategic initiatives support a favorable long-term view. Valuation metrics indicate the stock is fairly priced, contributing to a balanced overall assessment.
To see Spark’s full report on USCB stock, click here.
More about USCB Financial Holdings, Inc. Class A
Average Trading Volume: 23,368
Technical Sentiment Signal: Buy
Current Market Cap: $345.1M
For an in-depth examination of USCB stock, go to TipRanks’ Overview page.