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US Bancorp ( (USB) ) has provided an announcement.
U.S. Bancorp reported record net revenue of $7.37 billion for the fourth quarter of 2025 and $28.66 billion for the full year, with quarterly net income rising 23% year over year to $2.05 billion and full-year net income reaching $7.57 billion. For the quarter ended December 31, 2025, diluted EPS climbed to $1.26, up about 18% year over year on an adjusted basis, while returns on tangible common equity and assets improved to 18.4% and 1.19%, respectively, supported by higher net interest income, margin expansion to 2.77%, robust fee growth, stable noninterest expenses and a CET1 ratio of 10.8%, underscoring stronger profitability, healthy credit metrics and solid capital. CEO Gunjan Kedia said the improving results reflected effective strategy execution, balance sheet remixing and record consumer deposits, and the company also announced a definitive agreement to acquire BTIG, LLC, a leading investment banking and institutional brokerage firm, in a move that will significantly expand U.S. Bancorp’s capital markets capabilities, deepen relationships with corporate and institutional clients, and provide BTIG’s global workforce with access to larger-scale resources and technology.
The most recent analyst rating on (USB) stock is a Buy with a $61.00 price target. To see the full list of analyst forecasts on US Bancorp stock, see the USB Stock Forecast page.
Spark’s Take on USB Stock
According to Spark, TipRanks’ AI Analyst, USB is a Outperform.
USB scores well on financial performance and recent earnings-call strength (record revenue, EPS growth, positive operating leverage), supported by attractive valuation (P/E 12.64 and ~3.75% yield). Technicals are moderately positive with the stock above key longer-term moving averages. The main offsets are declining TTM revenue, elevated leverage, and localized credit/segment headwinds (commercial NPL increase and corporate payments pressure).
To see Spark’s full report on USB stock, click here.
More about US Bancorp
U.S. Bancorp is a diversified financial services company operating in the banking sector, offering a broad range of consumer and commercial banking products along with fee-based businesses such as payments and capital markets services. Headquartered in Minneapolis, it focuses on serving retail, corporate and institutional clients across the United States and, increasingly, through global locations tied to its capital markets activities.
Average Trading Volume: 8,908,224
Technical Sentiment Signal: Buy
Current Market Cap: $84.56B
For an in-depth examination of USB stock, go to TipRanks’ Overview page.