Confident Investing Starts Here:
- Easily unpack a company's performance with TipRanks' new KPI Data for smart investment decisions
- Receive undervalued, market resilient stocks right to your inbox with TipRanks' Smart Value Newsletter
The latest announcement is out from Upstart Holdings ( (UPST) ).
On May 6, 2025, Upstart Holdings announced its financial results for the first quarter of 2025, highlighting significant growth in transaction volume and revenue. The company originated 240,706 loans, marking a 102% year-over-year increase, with total originations exceeding $2.1 billion. Revenue rose by 67% year-over-year to $213 million, while the GAAP net loss improved to $2.4 million from $64.6 million in the previous year. Upstart’s positive financial outlook for the second quarter and full year of 2025 suggests continued growth, with expected revenue of approximately $1.01 billion for the year and a positive GAAP net income in the second half.
Spark’s Take on UPST Stock
According to Spark, TipRanks’ AI Analyst, UPST is a Neutral.
Upstart Holdings’ stock is moderately rated due to challenges in achieving consistent profitability and valuation concerns. Financial stability has improved with debt reduction, and recent earnings call insights show promising growth in originations and revenue. However, technical indicators suggest potential downward pressure, and the negative P/E ratio reflects ongoing profitability issues. The strategic board appointment is a positive development, supporting future growth initiatives.
To see Spark’s full report on UPST stock, click here.
More about Upstart Holdings
Upstart Holdings, Inc. is a leading AI lending marketplace that connects consumers with over 100 banks and credit unions using AI models and cloud applications to deliver superior credit products. The company offers personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar ‘relief’ loans, with more than 90% of loans being fully automated. Founded in 2012, Upstart is based in San Mateo, California.
Average Trading Volume: 6,825,051
Technical Sentiment Signal: Sell
Current Market Cap: $4.76B
Find detailed analytics on UPST stock on TipRanks’ Stock Analysis page.
Trending Articles:
Looking for a trading platform? Check out TipRanks' Best Online Brokers guide, and find the ideal broker for your trades.
Report an Issue