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US Bancorp ( (USB) ) has provided an announcement.
On July 1, 2025, U.S. Bancorp announced that the Federal Reserve has set its preliminary Stress Capital Buffer (SCB) requirement at 2.6% following the Dodd-Frank Act Stress Test. This SCB, combined with the Basel III CET1 capital ratio minimum, requires the company to maintain a CET1 ratio of at least 7.1% from October 1, 2025, to September 30, 2026. U.S. Bancorp’s regulatory ratios reflect strong capital levels, with a CET1 ratio of 10.8% as of March 31, 2025. The company also plans to increase its quarterly common stock dividend by 4% to $0.52 per share, pending board approval, and continue its $5 billion share repurchase program. These actions underscore U.S. Bancorp’s robust capital position and readiness to manage potential industry stress.
The most recent analyst rating on (USB) stock is a Hold with a $49.00 price target. To see the full list of analyst forecasts on US Bancorp stock, see the USB Stock Forecast page.
Spark’s Take on USB Stock
According to Spark, TipRanks’ AI Analyst, USB is a Outperform.
US Bancorp’s overall stock score reflects its strong financial performance, attractive valuation, and positively reviewed earnings call. The main strengths are its profitability metrics, reasonable valuation, and a solid dividend yield. Technical indicators and revenue growth challenges slightly moderate the score.
To see Spark’s full report on USB stock, click here.
More about US Bancorp
U.S. Bancorp, headquartered in Minneapolis, is a leading financial services company with approximately 70,000 employees and $676 billion in assets as of March 31, 2025. It operates through a diversified mix of businesses, including consumer banking, business banking, commercial banking, institutional banking, payments, and wealth management. The company is recognized for its digital innovation, community partnerships, and customer service, earning accolades such as being named one of the 2025 World’s Most Ethical Companies and one of Fortune’s most admired superregional banks.
Average Trading Volume: 10,655,780
Technical Sentiment Signal: Strong Buy
Current Market Cap: $72.43B
For detailed information about USB stock, go to TipRanks’ Stock Analysis page.