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Trico Bancshares ( (TCBK) ) has shared an announcement.
On January 22, 2026, TriCo Bancshares reported preliminary, unaudited fourth quarter 2025 results showing net income of $33.6 million, or $1.03 per diluted share, nearly flat versus the prior quarter but up 15.8% from a year earlier, driven by higher net interest income and a 10-basis-point improvement in net interest margin to 4.02%. Loan balances rose 6.0% on an annualized basis from the prior quarter and 5.1% year over year, while deposits declined modestly from the prior quarter but increased 2.2% from the prior year, with average non-interest-bearing deposits comprising 31% of total deposits and helping to reduce the average cost of deposits to 1.29%. Key profitability and efficiency metrics remained solid, including a 1.34% return on average assets, a 10.02% return on average equity and an improved efficiency ratio of 54.68%, even as the provision for credit losses increased to $3.0 million amid higher non-performing assets. Against this backdrop, and signaling confidence in its financial position and long-term strategy, the company announced a new share repurchase program, which, alongside steady dividend payments, underscores an ongoing commitment to returning capital to shareholders while managing growth and operating expenses as it enters 2026.
The most recent analyst rating on (TCBK) stock is a Buy with a $57.00 price target. To see the full list of analyst forecasts on Trico Bancshares stock, see the TCBK Stock Forecast page.
Spark’s Take on TCBK Stock
According to Spark, TipRanks’ AI Analyst, TCBK is a Outperform.
Trico Bancshares’ strong financial performance and positive corporate events are the primary drivers of its stock score. The technical analysis supports a bullish trend, while the valuation is fair. The company’s consistent dividend payments and robust earnings growth further enhance its attractiveness.
To see Spark’s full report on TCBK stock, click here.
More about Trico Bancshares
TriCo Bancshares, based in Chico, California, operates in the banking and financial services industry, providing loans, deposit products and related financial services, with a focus on maintaining a balanced loan-to-deposit ratio and a significant share of non-interest-bearing deposits to support net interest margin and profitability.
Average Trading Volume: 130,118
Technical Sentiment Signal: Buy
Current Market Cap: $1.58B
Learn more about TCBK stock on TipRanks’ Stock Analysis page.