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Synchrony Financial ( (SYF) ) has provided an announcement.
Synchrony Financial furnished unaudited monthly charge-off and delinquency statistics covering the thirteen months ended December 31, 2025, detailing trends in loan receivables, delinquency rates and net charge-off rates across its consumer credit portfolio. The data show period-end loan receivables fluctuating in a range of roughly $99 billion to $105 billion over the period, with 30-plus day delinquency rates remaining in the mid-4% range and net charge-off rates generally between about 5% and 7%, metrics that provide stakeholders with a granular view of credit performance and loss dynamics ahead of and alongside the company’s regular quarterly results; Synchrony also stated that it will continue to release these portfolio credit statistics on a monthly basis, reinforcing its disclosure practices around asset quality and portfolio risk.
The most recent analyst rating on (SYF) stock is a Buy with a $95.00 price target. To see the full list of analyst forecasts on Synchrony Financial stock, see the SYF Stock Forecast page.
Spark’s Take on SYF Stock
According to Spark, TipRanks’ AI Analyst, SYF is a Outperform.
Synchrony Financial’s overall stock score of 72 reflects a strong valuation and positive technical indicators, which are slightly offset by challenges in financial performance and mixed earnings call insights. The company’s solid balance sheet and strategic initiatives provide a foundation for future growth, despite current revenue and cash flow challenges.
To see Spark’s full report on SYF stock, click here.
More about Synchrony Financial
Synchrony Financial is a U.S.-based consumer financial services company that specializes in private-label and co-branded credit cards, installment loans and other retail financing products, primarily serving retail partners and consumers in sectors such as retail, health and home. The company’s portfolio performance and credit quality metrics, including delinquencies and charge-offs, are closely watched indicators for investors and counterparties given its focus on unsecured consumer lending.
Average Trading Volume: 3,597,388
Technical Sentiment Signal: Buy
Current Market Cap: $27.92B
See more insights into SYF stock on TipRanks’ Stock Analysis page.