Stoneco ( (STNE) ) has released its Q2 earnings. Here is a breakdown of the information Stoneco presented to its investors.
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StoneCo Ltd., a financial technology company, provides solutions for seamless commerce across multiple channels, focusing on payments, banking, and credit services. In the second quarter of 2025, StoneCo reported a notable increase in financial performance, with total revenue and income from continuing operations reaching R$3,500.9 million, marking a 20.2% year-over-year growth. The company also saw a significant rise in adjusted net income from continuing operations, which increased by 23.7% year-over-year to R$598.1 million.
Key financial metrics highlighted in the earnings report include a 13.9% year-over-year growth in adjusted gross profit to R$1,561.5 million, and a 44.7% increase in adjusted basic EPS to R$2.33 per share. The company’s total payment volume (TPV) reached R$136.3 billion, an 8.1% increase compared to the previous year, driven by a rise in PIX QR Code volumes and an expanding active client base.
StoneCo’s strategic focus on client monetization and repricing initiatives to counteract CDI hikes contributed to its revenue growth. Additionally, the company’s banking segment saw a 22.9% increase in active clients and a 36.4% rise in total retail deposits year-over-year, reflecting successful cross-selling strategies and enhanced client engagement.
Looking ahead, StoneCo remains focused on optimizing its financial performance and expanding its client base. The company is poised to continue leveraging its strategic initiatives to drive growth and profitability, while maintaining a cautious approach to asset quality amid a challenging macroeconomic environment.