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Stellar Bancorp ( (STEL) ) just unveiled an update.
Stellar Bancorp, Inc. reported its financial results for the second quarter of 2025, showing a net income of $26.4 million, an increase from the previous quarter. The company experienced growth in loan originations and deposit growth, and anticipates further growth due to favorable economic conditions and strategic positioning in the Texas market. Stellar’s financial highlights include a solid profitability with a net interest margin of 4.18%, a strong capital position with a risk-based capital ratio of 15.98%, and low net charge-offs. The company also repurchased 791 thousand shares during the quarter.
The most recent analyst rating on (STEL) stock is a Hold with a $28.00 price target. To see the full list of analyst forecasts on Stellar Bancorp stock, see the STEL Stock Forecast page.
Spark’s Take on STEL Stock
According to Spark, TipRanks’ AI Analyst, STEL is a Outperform.
Stellar Bancorp’s overall stock score reflects strong financial performance and a positive earnings call, underscored by effective cost management and successful capital optimization strategies. However, the technical analysis indicates overbought conditions, and valuation metrics suggest moderate growth potential.
To see Spark’s full report on STEL stock, click here.
More about Stellar Bancorp
Stellar Bancorp, Inc. is a bank holding company headquartered in Houston, Texas. Its principal banking subsidiary, Stellar Bank, offers a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers across Houston, Dallas, Beaumont, and surrounding communities in Texas.
Average Trading Volume: 272,242
Technical Sentiment Signal: Buy
Current Market Cap: $1.62B
Find detailed analytics on STEL stock on TipRanks’ Stock Analysis page.