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SmartFinancial ( (SMBK) ) has shared an announcement.
On October 21, 2025, SmartFinancial announced its third-quarter 2025 financial results, reporting a net income of $13.7 million, a significant increase from $9.1 million in the same quarter of 2024. The company achieved over $50 million in quarterly operating revenue and saw substantial growth in loans and deposits. Strategic actions included a $4.0 million gain from selling SBK Insurance and repositioning securities, which resulted in a pre-tax loss. These moves, along with a $100 million subordinated debt issuance, have strengthened SmartFinancial’s balance sheet and positioned it for future growth.
The most recent analyst rating on (SMBK) stock is a Buy with a $39.00 price target. To see the full list of analyst forecasts on SmartFinancial stock, see the SMBK Stock Forecast page.
Spark’s Take on SMBK Stock
According to Spark, TipRanks’ AI Analyst, SMBK is a Outperform.
SmartFinancial’s strong earnings call performance and robust financial health are significant strengths, contributing positively to the overall score. While the technical indicators show mixed signals, the company’s reasonable valuation and positive outlook from the earnings call support a favorable stock assessment.
To see Spark’s full report on SMBK stock, click here.
More about SmartFinancial
SmartFinancial, Inc. operates in the financial services industry, primarily offering banking products and services. The company focuses on organic growth in loans and deposits, and has a strategic market approach that includes partnerships and debt issuance to support expansion.
Average Trading Volume: 55,109
Technical Sentiment Signal: Strong Buy
Current Market Cap: $597.6M
Find detailed analytics on SMBK stock on TipRanks’ Stock Analysis page.