SLM Reports Strong Q3 2025 Financial Performance

SLM ( (SLM) ) has issued an announcement.

In its recent presentation at the 2025 Stephens Annual Investment Conference, SLM Corporation reported a GAAP net income of $132 million for the third quarter of 2025, with a diluted earnings per share of $0.63. The company saw a 6% increase in private education loan originations compared to the previous year, reaching $2.9 billion. Additionally, SLM Corporation highlighted a decrease in provision for credit losses due to a significant release from a loan sale, despite an increase in loan commitments and changes in economic outlook. The company also noted a 24.3% return on common equity and a 12.6% total risk-based capital ratio, indicating strong financial performance and capital management.

The most recent analyst rating on (SLM) stock is a Buy with a $35.00 price target. To see the full list of analyst forecasts on SLM stock, see the SLM Stock Forecast page.

Spark’s Take on SLM Stock

According to Spark, TipRanks’ AI Analyst, SLM is a Neutral.

SLM’s overall stock score is driven by strong financial performance and positive earnings call highlights, tempered by high leverage, negative cash flows, and technical indicators suggesting bearish momentum. The valuation indicates potential undervaluation, but economic uncertainties and rising delinquencies remain concerns.

To see Spark’s full report on SLM stock, click here.

More about SLM

SLM Corporation, commonly known as Sallie Mae, operates in the financial services industry, primarily focusing on providing private education loans. The company is a significant player in the education finance market, offering products and services aimed at helping students and families manage the costs of higher education.

Average Trading Volume: 2,923,933

Technical Sentiment Signal: Buy

Current Market Cap: $5.6B

See more insights into SLM stock on TipRanks’ Stock Analysis page.