SLM ( (SLM) ) has issued an announcement.
In the first quarter of 2025, SLM Corporation reported a GAAP net income of $301 million and a diluted earnings per share of $1.40. The company experienced a 7.3% growth in private education loan originations compared to the previous year, reaching $2.8 billion. SLM also achieved a 60% return on common equity and paid a common stock dividend of $0.13 per share. Despite a decrease in net interest margin and deposit portfolio balances, the company maintained strong financial metrics, including a 12.9% total risk-based capital ratio. The sale of $2.0 billion in private education loans contributed to a $188 million gain, highlighting the company’s effective capital allocation strategy.
Spark’s Take on SLM Stock
According to Spark, TipRanks’ AI Analyst, SLM is a Neutral.
SLM’s overall score reflects strong financial performance and strategic corporate actions. However, concerns about liquidity, mixed technical signals, and challenges in non-interest income and loan payoffs temper the outlook. The stock remains fairly valued with moderate growth potential.
To see Spark’s full report on SLM stock, click here.
More about SLM
SLM Corporation, also known as Sallie Mae, operates in the financial services industry, focusing on private student loans. The company is well-positioned in the growing private student loan market, leveraging strong brand recognition and a robust client base to drive profitability and shareholder value.
Average Trading Volume: 3,162,967
Technical Sentiment Signal: Buy
Current Market Cap: $6.55B
For detailed information about SLM stock, go to TipRanks’ Stock Analysis page.