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SLM ( (SLM) ) has provided an update.
On January 22, 2026, Sallie Mae reported its fourth quarter and full-year 2025 results, highlighting GAAP diluted earnings of $3.46 per share for 2025 and $1.12 per share for the fourth quarter, driven by 6% annual growth in private education loan originations, improved net charge-off performance, and a higher net interest margin, alongside continued cost discipline. The board also approved a new $500 million share repurchase program starting January 22, 2026 and expected to run through February 4, 2028, while the existing 2024 program with an initial $650 million capacity remains in place until February 6, 2026, signaling an ongoing commitment to returning capital to shareholders after repurchasing 12.8 million shares for $373 million in 2025 and leaving $33 million of prior repurchase capacity at year-end 2025.
The most recent analyst rating on (SLM) stock is a Buy with a $35.00 price target. To see the full list of analyst forecasts on SLM stock, see the SLM Stock Forecast page.
Spark’s Take on SLM Stock
According to Spark, TipRanks’ AI Analyst, SLM is a Neutral.
SLM’s strong earnings call and strategic corporate events are significant positives, indicating growth potential. However, financial performance concerns, particularly high leverage and negative cash flows, weigh on the overall score. The technical analysis suggests a bearish trend, but valuation metrics indicate the stock may be undervalued.
To see Spark’s full report on SLM stock, click here.
More about SLM
Sallie Mae (SLM Corporation) is a Newark, Delaware-based financial services company and the leader in private student lending, providing financing and related resources to support access to higher education and other post-college goals for students and families. The company focuses on private education loans and associated products, and operates independently of any sponsorship by, or affiliation with, U.S. government agencies.
Average Trading Volume: 2,950,424
Technical Sentiment Signal: Hold
Current Market Cap: $5.28B
Find detailed analytics on SLM stock on TipRanks’ Stock Analysis page.