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Shift4 Payments ( (FOUR) ) just unveiled an announcement.
On January 5, 2026, Shift4 Payments, LLC and certain wholly owned subsidiaries executed a third amendment to their Second Amended and Restated First Lien Credit Agreement to reprice the company’s senior secured term loan facility. The amendment refinanced and replaced all outstanding term loans with new Amendment No. 3 Refinancing Term Loans, keeping the core terms substantially the same but reducing the interest margins on SOFR-based loans from a range of 2.50%–2.75% to 2.00%, and on alternate base rate loans from 1.50%–1.75% to 1.00%. Following the amendment, Shift4, LLC had approximately $997.5 million of outstanding refinancing term loans and no outstanding revolving loans, a move that is expected to lower interest expense and improve the company’s capital structure while leaving other material provisions of the credit agreement unchanged.
The most recent analyst rating on (FOUR) stock is a Hold with a $72.00 price target. To see the full list of analyst forecasts on Shift4 Payments stock, see the FOUR Stock Forecast page.
Spark’s Take on FOUR Stock
According to Spark, TipRanks’ AI Analyst, FOUR is a Neutral.
Shift4 Payments’ overall stock score is driven by strong financial performance and positive earnings call insights, highlighting robust growth and strategic expansions. However, technical indicators suggest bearish momentum, and the valuation appears high, which tempers the overall score.
To see Spark’s full report on FOUR stock, click here.
More about Shift4 Payments
Shift4 Payments, Inc., through its subsidiary Shift4 Payments, LLC, operates in the financial technology and payments industry, providing payment processing and related services to merchants. The company structures its capital through secured credit facilities and term loan arrangements to support its operations and growth initiatives.
Average Trading Volume: 2,062,473
Technical Sentiment Signal: Sell
Current Market Cap: $5.55B
Learn more about FOUR stock on TipRanks’ Stock Analysis page.

