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ServisFirst Bancshares posts strong Q4 2025 earnings

Story Highlights
  • ServisFirst posted robust 2025 earnings, with EPS, margins, and efficiency all improving sharply year over year.
  • The bank boosted its dividend, expanded into Texas, and strengthened capital and liquidity, enhancing its competitive position.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
ServisFirst Bancshares posts strong Q4 2025 earnings

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ServisFirst Bancshares ( (SFBS) ) has shared an announcement.

On January 20, 2026, ServisFirst Bancshares reported strong fourth-quarter and full-year 2025 results, highlighted by a 22% year-over-year increase in diluted earnings per share to $5.06 and a 26% rise in adjusted diluted EPS. For the fourth quarter, diluted EPS climbed 33% from a year earlier to $1.58, net interest margin expanded to 3.38%, the efficiency ratio improved to 29%, and the cost of interest-bearing deposits fell to 3.01%, while loans grew at a 12% annualized pace and deposits rose 5% year over year. The company increased its quarterly cash dividend by 13%, expanded into the Texas market with a new commercial banking team, and strengthened its balance sheet, with book value per share up 14%, liquidity at 9% of total assets with no FHLB advances or brokered deposits, and common equity tier 1 capital rising to 11.65%, underscoring improved profitability and competitive positioning in its core markets.

The most recent analyst rating on (SFBS) stock is a Hold with a $80.00 price target. To see the full list of analyst forecasts on ServisFirst Bancshares stock, see the SFBS Stock Forecast page.

Spark’s Take on SFBS Stock

According to Spark, TipRanks’ AI Analyst, SFBS is a Outperform.

ServisFirst Bancshares demonstrates strong financial performance and strategic growth, particularly highlighted in the earnings call. However, challenges in revenue growth and valuation metrics slightly temper the overall score.

To see Spark’s full report on SFBS stock, click here.

More about ServisFirst Bancshares

ServisFirst Bancshares, Inc., based in Birmingham, Alabama, is a regional banking company operating under the ServisFirst Bank brand, with a focus on commercial banking in the Southeast and, more recently, Texas. The bank emphasizes loan and deposit growth, strong net interest margins, and efficiency, targeting commercial clients while maintaining robust liquidity and capital ratios.

Average Trading Volume: 265,750

Technical Sentiment Signal: Strong Buy

Current Market Cap: $4.27B

Find detailed analytics on SFBS stock on TipRanks’ Stock Analysis page.

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