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Republic Bancorp Reports Strong Earnings Growth at Annual Meeting

Story Highlights

Republic Bancorp ( (RBCAA) ) has issued an update.

Republic Bancorp, Inc. held its Annual Meeting of Shareholders on April 24, 2025, where it presented its strategic priorities and financial results. The company reported a 13% increase in diluted earnings per share for 2024, driven by a 6.9% growth in net revenue and a modest 1.7% rise in noninterest expenses, resulting in a positive operating leverage. The meeting also highlighted the company’s strong growth in deposits and a favorable decrease in the loan-to-deposit ratio. The Core Bank segment saw a 22% growth in net income, while the Republic Processing Group experienced a slight decline in net income due to higher loss rates on early season refund advances.

Spark’s Take on RBCAA Stock

According to Spark, TipRanks’ AI Analyst, RBCAA is a Outperform.

Republic Bancorp scores well due to its strong financial performance, marked by high profitability and low leverage, and its consistent dividend increases. However, its technical analysis reveals mixed signals, suggesting caution in the short to medium term. The reasonable valuation supports the stock’s attractiveness, though market momentum could present challenges.

To see Spark’s full report on RBCAA stock, click here.

More about Republic Bancorp

Republic Bancorp, Inc., headquartered in Louisville, Kentucky, operates in the banking industry with a focus on retail banking, mortgage lending, and financial services across the U.S. The company has a significant presence with 47 banking centers in five states and the ability to originate mortgage loans in 26 states plus D.C. Its primary offerings include warehouse lending, aircraft lending, equipment financing, and various financial solutions through its subsidiary, Republic Bank & Trust Company.

YTD Price Performance: -3.69%

Average Trading Volume: 28,769

Technical Sentiment Signal: Sell

Current Market Cap: $1.15B

For detailed information about RBCAA stock, go to TipRanks’ Stock Analysis page.

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