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The latest announcement is out from Repay Holdings ( (RPAY) ).
On November 10, 2025, Repay Holdings reported its financial results for the third quarter of 2025, highlighting stable growth and continued free cash flow generation. The company retired $73.5 million of convertible notes and repurchased $15.6 million of outstanding shares during the quarter. Despite a slight decline in revenue and gross profit due to client losses and political media spending impacts, the company achieved normalized revenue and gross profit growth. Repay’s strategic focus remains on optimizing digital payment flows across its Consumer and Business Payments verticals, aiming for sustainable growth by the end of the year. The company also expanded its integrated software partnerships and accelerated its AP supplier network, indicating a robust strategy for long-term growth.
The most recent analyst rating on (RPAY) stock is a Hold with a $4.00 price target. To see the full list of analyst forecasts on Repay Holdings stock, see the RPAY Stock Forecast page.
Spark’s Take on RPAY Stock
According to Spark, TipRanks’ AI Analyst, RPAY is a Neutral.
Repay Holdings’ overall stock score is primarily impacted by its financial performance challenges, including consistent net losses and negative EBIT. Technical indicators suggest a bearish trend, further weighing on the score. Valuation metrics are weak due to a negative P/E ratio and no dividend yield. The earnings call provided some optimism with strategic growth plans and improved cash flow conversion, but significant challenges remain.
To see Spark’s full report on RPAY stock, click here.
More about Repay Holdings
Repay Holdings Corporation is a leading provider of vertically-integrated payment solutions. It operates in the Consumer Payments and Business Payments segments, offering services such as payment processing solutions for debit and credit cards, Automated Clearing House (ACH) processing, and other electronic payment acceptance solutions. The company serves strategic vertical markets including personal loans, automotive loans, receivables management, credit unions, mortgage servicing, consumer healthcare, diversified retail, retail automotive, education, field services, governments, healthcare, media, homeowner association management, and hospitality.
Average Trading Volume: 1,035,379
Technical Sentiment Signal: Sell
Current Market Cap: $330M
See more data about RPAY stock on TipRanks’ Stock Analysis page.